List Of Top 15 Cryptocurrency Lending Platform | Crypto Lending/Borrowing

But before I get to the list of top crypto lending platforms, let me first give a short introduction to “How Does Cryptocurrency Lending platform works?”

Cryptocurrency lending platform works by connecting borrowers to a network of lenders registered on the platform. To borrow an amount, the borrower needs to first deposit his/her crypto assets on the platform as “Collateral”. The lender can lend the amount to borrower and earn interest over it. Once, the borrower repays the loan with interest, he/she get’s back his/her crypto assets from the crypto lending platform.

There are a few ICOs dubbed as lending ICOs that conduct on cryptocurrency lending platforms and makes the entire process more democratic. Below is a list of “Top 15 Cryptocurrency Lending Platforms” on which you can borrow cryptocurrency or lend cryptocurrency.



SALT is a platform based on the Ethereum blockchain that enables the user to convert their crypto assets into cash loans. The users basically borrow from the liquidity pool of SALT tokens.

SALT platform does not check the user’s credit score, it just relies on know your customer (KYC) and anti-money laundering checks to confirm the legitimacy of the borrower. With SALT, the crypto asset holders aren’t necessitated to liquidate their assets as the platform keeps them as collateral and demands an interest rate of something between 14 to 15%. Moreover, SALT does not force a time frame for the loan repayment, making the crypto-based consumer loan quite a lucrative offer.

Although Bifinex is famous as one of the best cryptocurrncy exchanges in the world, it also offer cryptocurrency lending and borrowing services.

Bitfinex offers to earn daily passive income by just lending USD or cryptocurrencies. You just need to create an account and deposit crypto assets. Once, the crypto funds are deposited, then you can send funds to the “Funding” wallet address, and set it up for a passive income. The interest will start crediting in your account.

Quite similar to SALT it offers the user liquidity without selling off their crypto assets. The difference is that Unchained Capital of the Bitcoin blockchain. Well, that’s not the only difference between SALT and Unchained Capital is, they differ in the department the amount of loan, Interest rates, and repayments.

BTCPOP offers a unique P2P Banking experience with Instant Loans, Investment Pools, Collateral Tied Loans and more.

BTCPOP is another bitcoin blockchain based cryptocurrency lending platform service that  allows the  two parties to exchange messages, discuss integrities and to develop a mutually agreed agreement. Before connecting the lenders and the borrowers the platform checks the identification, financial status, of the borrower.

Credible Friends claims to be the world’s first peer-to-peer credit card and enabling social lending that was never possible before.

Credible Friends platform allow users to borrow bitcoin as a credit loan from other users on their list. The payment is also done in the same way you waver of credit card bills.

Coincheck is one of the most famous cryptocurrency exchange and wallet service provider in Japan. It claims to be a leading Bitcoin and Cryptocurrency Exchange in Asia. Coincheck was also offering cryptocurrency lending services for a long time but as of now, it has stopped accepting new applications. The platform use to offer 5% rate of interest to cryptocurrency lenders.


Lenders needs to deposit fiat currencies and will get back along with the earned interest once the loan is repaid by borrowers.

CoinLoan platform works internationally, and the minimum loan amount is as low as $50 dollars. The maximum is limited only by the borrower’s and lender’s budget.

Lending Block allows hedge funds, investors, market makers and traders to borrow crypto assets to support trading, fund working capital or any other requirements.

As per the website:-

“Lendingblock is an open exchange for cryptocurrency loans, where borrowers and lenders are instantly matched in a simple, secure and transparent way.”

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